{"id":43179,"date":"2024-03-02T21:28:53","date_gmt":"2024-03-03T02:28:53","guid":{"rendered":"https:\/\/sonderbooks.com\/blog\/?p=43179"},"modified":"2024-03-02T21:28:53","modified_gmt":"2024-03-03T02:28:53","slug":"review-of-money-out-loud-by-berna-anat","status":"publish","type":"post","link":"https:\/\/sonderbooks.com\/blog\/?p=43179","title":{"rendered":"Review of Money Out Loud, by Berna Anat"},"content":{"rendered":"<p><a href=\"https:\/\/sonderbooks.com\/blog\/wp-content\/uploads\/2024\/03\/money_out_loud_large.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/sonderbooks.com\/blog\/wp-content\/uploads\/2024\/03\/money_out_loud_large.jpg\" alt=\"\" width=\"167\" height=\"250\" class=\"alignleft size-full wp-image-43344\" \/><\/a><em>Money Out Loud<\/p>\n<p>All the Financial Stuff No One Taught Us<\/em><\/p>\n<p>by Berna Anat<\/p>\n<p>Quill Tree Books, 2023.  258 pages.<br \/>\nReview written January 13, 2024, from a book sent to me by the publisher.<br \/>\nStarred Review<br \/>\n<a href=\"https:\/\/www.mathicalbooks.org\/2024\/02\/2024-mathical-winners-announced\/\">2024 Mathical Book Prize Honor Book, Grades 9 through 12<\/a><\/p>\n<p>What a valuable and practical book this is!  I wish I&#8217;d read something like this as a young adult.<\/p>\n<p>It&#8217;s a book about managing money.  She covers so much, from budgeting to bank accounts to investing to donating ethically.<\/p>\n<p>She talks to the reader like a cool big sister.  It works for me and I hope would work for teens.  For something about money, there aren&#8217;t many numbers here, but she explains compound interest and the difference between different kinds of accounts in ways that are easy to understand and will stick in your head.<\/p>\n<p>This book is for young adults, but old adults like me can learn from it, too.  But like compound interest, I suspect that learning about managing money when you&#8217;re younger will yield many more benefits.<\/p>\n<p>Some things I like:  She talks a lot about the emotional side of money and encourages you to actually think about it and talk about it (hence the title).  I&#8217;m planning to adapt one idea right away &#8212; besides my spreadsheets keeping track of my finances, I will start a money journal talking about my feelings about what&#8217;s going on with my money.  I like how she encourages you to save by describing savings as &#8220;Freedom.&#8221;  And she encourages you to envision Future You when you think about retirement savings.<\/p>\n<p>So she&#8217;s got lots of tips and strategies, but especially encouragement to be good to yourself and your future self.<\/p>\n<p>I was sent this book to consider for the Morris Award (young adult debut book), and it wasn&#8217;t really what we were looking for, but it exactly filled the bill for a Mathical Book Prize Honor Book, so I was excited to revisit it.<\/p>\n<p>Here&#8217;s how the author introduces herself:<\/p>\n<blockquote><p>So, question: Have you ever heard of a Financial Hype Woman?  Probably not, because I friggin&#8217; made it up.<\/p>\n<p>I&#8217;m Berna &#8212; I&#8217;m a financial educator, but more than that, I am a Financial Hype Woman.  The whole point of a Hype Woman is to scream encouragement while you, the star, are doing your thing onstage.<\/p>\n<p>So that&#8217;s what I do, but money.  You follow?<\/p>\n<p>A Financial Hype Woman&#8217;s job &#8212; which, again, I totally made up &#8212; is to remind you of your financial power.  To keep your energy up so that you can stay center stage in your money life.  To turn up the volume when you feel a little voiceless.  A Hype Woman is also part of your support team &#8212; like, metaphorically, I&#8217;d help clean up when fans throw their bra at you, y&#8217;know?  I got you.<\/p><\/blockquote>\n<p>Get this Financial Hype Woman on your side!  There&#8217;s lots to learn here, and it&#8217;s all taught in a non-threatening, encouraging way.<\/p>\n<p><a href=\"https:\/\/www.heyberna.com\/\">heyberna.com<\/a><br \/>\n<a href=\"https:\/\/www.epicreads.com\/\">EpicReads.com<\/a><\/p>\n<p><a href=\"https:\/\/www.amazon.com\/exec\/obidos\/ASIN\/0063067366\/sonderbooksco-20\" target=\"outside\" rel=\"noopener\">Buy from Amazon.com<\/a><\/p>\n<p>Find this review on <a href=\"https:\/\/www.sonderbooks.com\">Sonderbooks<\/a> at: <a href=\"https:\/\/www.sonderbooks.com\/Teen_Nonfiction\/money_out_loud.html\">www.sonderbooks.com\/Teen_Nonfiction\/money_out_loud.html<\/a><\/p>\n<p>Disclosure: I am an Amazon Affiliate, and will earn a small percentage if you order a book on Amazon after clicking through from my site.<\/p>\n<p>Disclaimer:  I am a professional librarian, but the views expressed are solely my own, and in no way represent the official views of my employer or of any committee or group of which I am part.<\/p>\n<p>What did you think of this book?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Money Out Loud All the Financial Stuff No One Taught Us by Berna Anat Quill Tree Books, 2023. 258 pages. Review written January 13, 2024, from a book sent to me by the publisher. Starred Review 2024 Mathical Book Prize Honor Book, Grades 9 through 12 What a valuable and practical book this is! I [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,42,404],"tags":[],"class_list":["post-43179","post","type-post","status-publish","format-standard","hentry","category-current-issues","category-starred-review","category-teen-nonfiction"],"_links":{"self":[{"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/43179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43179"}],"version-history":[{"count":2,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/43179\/revisions"}],"predecessor-version":[{"id":43345,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/43179\/revisions\/43345"}],"wp:attachment":[{"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sonderbooks.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}